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For people born beforeage 65 is the normal retirement age. Thus, for retirement in and later, the monthly benefit is reduced for early retirement.

Such early retirement in a reduced monthly benefit. The YO-CNAT has been developed for use by the police and is based solely on information available in police registration systems. People who retired at age 66 and who were born before received delayed retirement credits ; those born after yl have their benefits reduced for early retirement.

For retirement in and later, the monthly benefit is reduced for early retirement.

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